avoid-scams

Avoiding Common Scams

Scammers are constantly finding new ways to deceive people. Staying informed is the best way to protect yourself and your community. Here are some common scams to watch out for and tips on how to stay safe.

Common Scams and How to Avoid Them

1. Impersonation Scams

Scammers may pose as government officials, police officers, or utility company representatives, demanding immediate payment or personal information.

• Verify the caller’s identity by contacting the official agency directly.
• Never share personal information over the phone unless you initiated the call.
• Be cautious of urgent or threatening language.

2. Online and Email Scams

Phishing emails and fake websites are designed to steal your personal and financial information.

• Do not click on suspicious links or download attachments from unknown sources.
• Verify email senders before responding.
• Use strong passwords and enable two-factor authentication.

3. Grandparent Scams

A scammer may pose as a distressed family member in urgent need of money.

• Ask personal questions only your real relative would know.
• Verify the caller’s story by contacting other family members.
• Never wire money or send gift cards to unknown individuals.

4. Lottery and Sweepstakes Scams

If you receive a message claiming you’ve won a prize but need to pay fees to collect it, it’s likely a scam.

• Legitimate lotteries do not require payment to claim winnings.
• Avoid providing banking information to unknown sources.
• If it sounds too good to be true, it probably is.

5. Tech Support Scams

Scammers pose as tech support representatives, claiming your computer is infected with a virus.

• Do not allow remote access to your computer from unsolicited callers.
• Contact your service provider directly if you suspect an issue.
• Hang up on anyone requesting payment for unnecessary software or repairs.

How to Report a Scam

If you suspect you have been targeted by a scam, report it to the appropriate authorities:

• Local Police Department
• Federal Trade Commission (FTC): https://reportfraud.ftc.gov
• State Consumer Protection Agency

Stay Informed and Spread Awareness

• Follow local law enforcement and city updates on scam alerts.
• Educate family members, especially seniors, about common scams.
• Always question unsolicited requests for money or personal information.

By staying vigilant and informed, you can help protect yourself and your community from scams.